If you are cohabiting and are buying your first home – it is highly recommended that you sign an agreement that sets out the rules. Who pays what, what happens if you split up, etc.
Getting married? If you don’t get an ANC signed & registered the default is a marriage in-community-of-property which can have very tricky consequences. This ANC provides for the inclusion of the accrual system. The ANC must be signed and registered by a notary public (before the wedding day).